DEFERRED INTEREST IF PAID IN FULL WITHIN 6 MONTHS* No minimum purchase. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment. *MINIMUM MONTHLY PAYMENTS REQUIRED. APR: 28.8%. Minimum Finance Charge: $2.00. Terms are subject to change. Minimum monthly payments may reduce your balance to zero before the 6-month deferral period is completed.